Implicit wait issue for UIautomator

We are using implicit wait with a time out of 10 seconds in a native app.
When finding for a webelement with ui automator its failing to identify.
driver.findElement(By.xpath("//*[@text=‘Loan’]")) is working where as
driver.findElement(MobileBy. AndroidUIAutomator (“new UiScrollable(new UiSelector().scrollable(true)).scrollIntoView(new UiSelector().text(“Loan”))”)) is throwing no such element exception.